Most lending partners prefer a CIBIL score of 750 or above. However, some NBFCs on our platform offer loans to applicants with scores between 650-750 at slightly higher interest rates.

For pre-approved personal loans, funds can be disbursed in as little as 2 hours. Standard personal loans typically take 24-48 hours, while Home and Business loans may take 3-7 working days for property verification.

Yes, most lenders allow foreclosure after a lock-in period (usually 6-12 months). Foreclosure charges vary from 0% to 4% of the outstanding principal, depending on the lender policy.

Not always. Many insurers offer policies without a medical check-up for individuals under 45 years of age, provided they have no pre-existing conditions. For higher coverages (>₹1 Cr), a tele-medical or physical test might be required.

Standard comprehensive policies do not cover engine failure due to waterlogging (hydrostatic lock). You need to purchase an "Engine Protect" add-on cover for this specific protection.

Yes, you can apply for a secured credit card against a Fixed Deposit (FD). Some banks also offer cards based on your relationship value (savings balance) without requiring salary slips.

Absolutely. We use bank-grade 256-bit SSL encryption to protect your data. We only share your details with the specific lender you choose to apply with, and never sell data to third-party spammers.