LOANZAAR

Loanzaar

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Instant Cash

Turn your Gold into Capital.

Get funds in 30 mins. Your gold stays safe in secure vaults. No income proof required.

100% Insured
Minimal Docs

What is a Gold Loan?

A gold loan is a secured loan where you pledge your gold ornaments (18K-24K purity) as collateral to get instant funds. It is one of the fastest ways to raise capital for personal or business needs without selling your assets.

Key Benefits

Speed

30 Mins

Disbursal

Rate

0.75%

per month*

Docs

KYC Only

No Income Proof

Security

Bank Vault

Insured

Eligibility Criteria

  • Age: 18+ Years
  • Own Gold Ornaments
  • Purity: 18K to 24K
  • Valid Govt ID Proof

EMI Calculator

Monthly Installment

₹0

Total Interest

₹-100,000

Total Amount

₹0

Loan Amount₹100k
Tenure12 Months
Interest Rate10%

Features & Benefits

Quick Processing

Approved and disbursed in 15-30 minutes.

Minimal Docs

Apply with just PAN or Aadhaar.

Flexible Amount

Loans from ₹5,000 to ₹1 Crore.

Easy Repayment

Bullet, EMI, or Overdraft options.

Lower Rates

Cheaper than personal loans.

Versatile Use

No restrictions on end usage.

Required Documents

Identity Proof
Aadhaar Card
PAN Card
Voter ID
Passport
Address Proof
Utility Bills
Rent Agreement
Bank Statement
Photos
2 Passport Size Photos

Frequently Asked Questions

Estimated EMI

₹0/mo