LOANZAAR

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Total Medical Cover

Best care for your health.

Comprehensive plans covering hospitalization, surgery, and critical illness. Cashless treatment at 5000+ hospitals.

Cashless
Tax Benefits

What is Health Insurance?

Health insurance pays for medical expenses. It protects you from high costs of illness or injury and ensures access to quality care without depleting your savings.

Financial Safety

No burden during emergencies.

Better Access

Quality care when needed.

Our Services

24x7 Support

Round-the-clock assistance.

Easy Claims

Streamlined filing process.

Easy Pay

Simple premium installments.

Secure

Robust data & asset protection.

Plan Types

Indemnity Plan

Fee-for-Service. Choose your own doctor. Pay upfront & get reimbursed.

Fixed Benefit

Specific payouts for defined events (e.g., surgery, critical illness) regardless of actual cost.

What's Covered?

We cover a wide range of medical expenses, from hospital stays to mental health support.

Hospitalization (Room, Surgery)
Outpatient (Consults, Diagnostics)
Medications (Prescriptions)
Emergency (ER, Ambulance)
Preventive (Vaccines, Check-ups)
Specialist Treatments
Maternity & Newborn Care
Lab Tests & Imaging
Mental Health Support

Key Terms

Premium

Regular payment for coverage.

Deductible

Your initial out-of-pocket cost.

Co-pay

Fixed amount you pay per service.

Network

Approved doctors & hospitals list.

Claim

Request for payment after care.

Pre-existing

Health issues before policy start.

Limit

Max payout amount.

Exclusion

Services NOT covered.

Frequently Asked Questions

Health Plans

Start @ ₹299/mo