Why is Insurance Important?
Insurance acts as a financial shield. Whether you are protecting your family's future with Life Insurance or ensuring access to quality medical care with Health Insurance, the right coverage prevents savings erosion during emergencies.
Key Benefits of Buying Online
Lower Premiums
Zero agent commissions means up to 20% cheaper plans.
Easy Comparison
Compare features & CSR of 20+ insurers instantly.
Tax Savings
Save under Section 80C (Life) and 80D (Health).
24/7 Support
Get digital claim assistance anytime, anywhere.
Common Questions
Life insurance premiums qualify for deductions under Section 80C (up to ₹1.5 Lakh). Health insurance premiums allow deductions under Section 80D (up to ₹25,000 for individuals).
CSR indicates the percentage of claims settled by an insurer. A higher CSR (above 95%) implies the insurer is reliable.
Yes, applying online via Loanzaar is faster, cheaper, and requires minimal paperwork with instant policy issuance.
Not always. Many insurers offer plans without medical tests for individuals under 45 years of age, depending on coverage amount.
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